{"id":2127,"date":"2022-10-28T02:43:47","date_gmt":"2022-10-28T06:43:47","guid":{"rendered":"https:\/\/meilleures-hypotheques.ca\/?page_id=2127"},"modified":"2022-11-15T22:55:18","modified_gmt":"2022-11-16T03:55:18","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/xperto-plus.devyent.ca\/en\/privacy-policy\/","title":{"rendered":"Privacy Police"},"content":{"rendered":"<!--themify_builder_content-->\n<div id=\"themify_builder_content-2127\" data-postid=\"2127\" class=\"themify_builder_content themify_builder_content-2127 themify_builder tf_clear\">\n                    <div  data-parallax-bg=\"mobile\" data-css_id=\"kb1k571\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_kb1k571 tb_first tf_w\">\n                        <div class=\"row_inner col_align_middle tb_col_count_2 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_92gv572 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_8trs572  fullcover  wow\" data-tf-animation=\"fadeInUp\" data-lazy=\"1\" data-lax-translate-y=\"(vh*0.3) 0,(vh*0.1) -70\" data-lax-opacity=\"(vh*0.3) 1,(vh*0) 0\" data-lax=\"true\">\n        <div  class=\"tb_text_wrap\">\n        <h1 class=\"page-title\" style=\"text-align: left;\"><b>Privacy Policy<\/b><\/h1>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                    <div  data-lazy=\"1\" class=\"module_column tb-column col4-2 tb_5x1p574 last\">\n                            <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-anchor=\"Preapprobation\" data-css_id=\"3lmz571\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_has_section tb_section-Preapprobation tb_3lmz571 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_cf2w574 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_s6fr575   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p><span style=\"font-weight: 400;\">This Privacy Policy describes how Francis Mathieu-Johnson (collectively, &#8220;Francis Mathieu-Johnson.&#8221;, &#8220;we&#8221;, &#8220;us&#8221; or &#8220;our&#8221;) collects, uses and shares your personal information.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Francis Mathieu-Johnson aims to protect your identity and the personal information you share with us. This Confidentiality Policy applies to the personal information provided when completing any contact form on our site.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can browse our website without providing us with any personal information. However, we do collect personal information in the following cases:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">When you send a comment or question using the contact form(s) available on our website.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">We may process personal data under the following conditions:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In any case, Francis Mathieu-Johnson will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of personal data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To provide and maintain our service, including to monitor the usage of our service.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0To manage your account: to manage your registration as a user of the service. The Personal Data you provide can give you access to different functionalities of the service that are available to you as a registered user.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services you have purchased or of any other contract with us through the service.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0To contact you: To contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application&#8217;s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To manage your requests: To attend and manage your requests to us.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For business transfers: We may use your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by us about our service users is among the assets transferred.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For other purposes: We may use your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our service, products, services, marketing and your experience.<\/span><\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-zoom-bg=\"desktop\" data-css_id=\"5824571\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_5824571 tf_w\">\n                        <div class=\"row_inner col_align_middle tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_yn53576 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_crlu576   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><b>Retention of Your Personal Data<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Francis Mathieu-Johnson will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Francis Mathieu-Johnson will also retain usage Data for internal analysis purposes. usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our service, or We are legally obligated to retain this data for longer time periods.<\/span><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-zoom-bg=\"desktop\" data-css_id=\"cowy571\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_cowy571 tf_w\">\n                        <div class=\"row_inner col_align_middle tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_4yuy577 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_oil9578   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><strong>Transfer of Your Personal Data<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Your information, including personal data, is processed at Francis Mathieu-Johnson&#8217;s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to \u2014 and maintained on \u2014 computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those from your jurisdiction.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Francis Mathieu-Johnson will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.<\/span><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-zoom-bg=\"desktop\" data-css_id=\"daaf571\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_daaf571 tf_w\">\n                        <div class=\"row_inner col_align_middle tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_yxi7578 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_re4w579   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><strong>Disclosure of Your Personal Data<\/strong><\/h2>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module accordion -->\n<div  class=\"module module-accordion tb_dcqj579 \" data-behavior=\"accordion\" data-lazy=\"1\">\n    \n    <ul class=\"ui module-accordion  rounded tb_default_color\">\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-dcqj579-0\" class=\"tb_title_accordion\" aria-controls=\"acc-dcqj579-0-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Business Transactions<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-dcqj579-0-content\" data-id=\"acc-dcqj579-0\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                                    <div class=\"tb_text_wrap\">\n                        <p><span style=\"font-weight: 400;\">If Francis Mathieu-Johnson is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.<\/span><\/p>                    <\/div>\n                            <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-dcqj579-1\" class=\"tb_title_accordion\" aria-controls=\"acc-dcqj579-1-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Law enforcement<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-dcqj579-1-content\" data-id=\"acc-dcqj579-1\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                                    <div class=\"tb_text_wrap\">\n                        <p><span style=\"font-weight: 400;\">Under certain circumstances, Francis Mathieu-Johnson may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).<\/span><\/p>                    <\/div>\n                            <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-dcqj579-2\" class=\"tb_title_accordion\" aria-controls=\"acc-dcqj579-2-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Other legal requirements<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-dcqj579-2-content\" data-id=\"acc-dcqj579-2\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                                    <div class=\"tb_text_wrap\">\n                        <p><span style=\"font-weight: 400;\">Francis Mathieu-Johnson may disclose your Personal Data in the good faith belief that such action is necessary to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comply with a legal obligation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Protect and defend the rights or property of Francis Mathieu-Johnson<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prevent or investigate possible wrongdoing in connection with the service<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Protect the personal safety of users of the service or the public<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Protect against legal liability<\/span><\/li>\n<\/ul>                    <\/div>\n                            <\/div><!-- .accordion-content -->\n        <\/li>\n        <\/ul>\n\n<\/div><!-- \/module accordion -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-css_id=\"29z7571\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_29z7571 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_m7nz579 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_nku0580  inline-fancy-heading tb_hide_divider tb_gs1383628\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    Security of Your <span class=\"greenText\">Personal Data<\/span>            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_hgmx580   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p><span style=\"font-weight: 400;\">The security of your Personal Data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect your Personal Data, We cannot guarantee its absolute security.<\/span><\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_n4wf580  inline-fancy-heading tb_hide_divider tb_gs1383628\" data-lazy=\"1\">\n        <h2 class=\"fancy-heading tf_textl\">\n    <span class=\"main-head tf_inline_b\">\n                    Detailed Information on the  <span class=\"greenText\">Processing of Your Personal Data<\/span>            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                                <\/span>\n    <\/h2>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_os4q580   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p><span style=\"font-weight: 400;\">The service Providers We use may have access to your Personal Data. These third-party vendors collect, store, use, process and transfer information about your activity on Our service in accordance with their Privacy Policies.<\/span><\/p>    <\/div>\n<\/div>\n<!-- \/module text --><!-- module accordion -->\n<div  class=\"module module-accordion tb_qld1580 \" data-behavior=\"accordion\" data-lazy=\"1\">\n    \n    <ul class=\"ui module-accordion  rounded tb_default_color\">\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-qld1580-0\" class=\"tb_title_accordion\" aria-controls=\"acc-qld1580-0-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Analytics<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-qld1580-0-content\" data-id=\"acc-qld1580-0\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                                    <div class=\"tb_text_wrap\">\n                        <p><span style=\"font-weight: 400;\">We may use third-party service providers to monitor and analyze the use of our service.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Google\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CallRail<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Meta<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tiktok<\/span><\/li>\n<\/ul>                    <\/div>\n                            <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-qld1580-1\" class=\"tb_title_accordion\" aria-controls=\"acc-qld1580-1-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Email Marketing<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-qld1580-1-content\" data-id=\"acc-qld1580-1\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                                    <div class=\"tb_text_wrap\">\n                        <p><span style=\"font-weight: 400;\">We may use your personal data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt-out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email We send or by contacting us.<\/span><\/p>                    <\/div>\n                            <\/div><!-- .accordion-content -->\n        <\/li>\n            <li>\n            <div class=\"accordion-title tf_rel\">\n                <a href=\"#acc-qld1580-2\" class=\"tb_title_accordion\" aria-controls=\"acc-qld1580-2-content\" aria-expanded=\"false\">\n                    <i class=\"accordion-icon\"><svg  class=\"tf_fa tf-ti-arrow-circle-down\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-down\" xlink:href=\"#tf-ti-arrow-circle-down\"><\/use><\/svg><\/i>                    <i class=\"accordion-active-icon tf_hide\"><svg  class=\"tf_fa tf-ti-arrow-circle-up\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" aria-hidden=\"true\"><use href=\"#tf-ti-arrow-circle-up\" xlink:href=\"#tf-ti-arrow-circle-up\"><\/use><\/svg><\/i>                    <span class=\"accordion-title-wrap\">Payments<\/span>                <\/a>\n            <\/div><!-- .accordion-title -->\n            <div id=\"acc-qld1580-2-content\" data-id=\"acc-qld1580-2\" aria-hidden=\"true\" class=\"accordion-content tf_hide tf_clearfix\">\n                                    <div class=\"tb_text_wrap\">\n                        <p><span style=\"font-weight: 400;\">We may provide paid products and\/or services within the service. In that case, we may use third-party services for payment processing (e.g. payment processors).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will not store or collect your payment card details. That information is provided directly to Our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.<\/span><\/p>                    <\/div>\n                            <\/div><!-- .accordion-content -->\n        <\/li>\n        <\/ul>\n\n<\/div><!-- \/module accordion -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-zoom-bg=\"desktop\" data-anchor=\"Refinancement\" data-css_id=\"yofa571\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_has_section tb_section-Refinancement tb_yofa571 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_e36t581 first\">\n                    <!-- module fancy heading -->\n<div  class=\"module module-fancy-heading tb_mz4d581  inline-fancy-heading tb_hide_divider\" data-lazy=\"1\">\n        <h3 class=\"fancy-heading\">\n    <span class=\"main-head tf_inline_b\">\n                    Your Rights            <\/span>\n\n    \n    <span class=\"sub-head tf_inline_b tf_rel\">\n                                <\/span>\n    <\/h3>\n<\/div>\n<!-- \/module fancy heading -->\n<!-- module text -->\n<div  class=\"module module-text tb_xw00581   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <p><span style=\"font-weight: 400;\">Francis Mathieu-Johnson undertakes to respect the confidentiality of your Personal Data and to guarantee you can exercise your rights.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You have the right under this Privacy Policy, and by law:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request access to your Personal Data<\/b><span style=\"font-weight: 400;\">. The right to access, update or delete the information We have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you. This also enables you to receive a copy of the Personal Data We hold about you.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request correction of the Personal Data that We hold about you<\/b><span style=\"font-weight: 400;\">. You have the right to have any incomplete or inaccurate information We hold about you corrected.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Object to processing of your Personal Data<\/b><span style=\"font-weight: 400;\">. This right exists where We are relying on a legitimate interest as the legal basis for Our processing and there is something about your particular situation, which makes you want to object to our processing of your Personal Data on this ground. you also have the right to object where We are processing your Personal Data for direct marketing purposes.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request erasure of your Personal Data<\/b><span style=\"font-weight: 400;\">. You have the right to ask us to delete or remove Personal Data when there is no good reason for us to continue processing it.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request the transfer of your Personal Data<\/b><span style=\"font-weight: 400;\">. We will provide to you, or to a third-party you have chosen, your Personal Data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which you initially provided consent for us to use or where We used the information to perform a contract with you.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Withdraw your consent.<\/b><span style=\"font-weight: 400;\"> You have the right to withdraw your consent on using your Personal Data. If you withdraw your consent, We may not be able to provide you with access to certain specific functionalities of the service.<\/span><\/li>\n<\/ul>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n                        <div  data-zoom-bg=\"desktop\" data-css_id=\"76i7571\" data-lazy=\"1\" class=\"module_row themify_builder_row fullwidth_row_container tb_76i7571 tf_w\">\n                        <div class=\"row_inner col_align_top tb_col_count_1 tf_box tf_rel\">\n                        <div  data-lazy=\"1\" class=\"module_column tb-column col-full tb_gdlm582 first\">\n                    <!-- module text -->\n<div  class=\"module module-text tb_zqxw582   \" data-lazy=\"1\">\n        <div  class=\"tb_text_wrap\">\n        <h2><strong>Links to Other Websites<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Our service may contain links to other websites that are not operated by us. If you click on a third party link, you will be directed to that third party&#8217;s site. We strongly advise you to review the Privacy Policy of every site you visit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.<\/span><\/p>    <\/div>\n<\/div>\n<!-- \/module text -->        <\/div>\n                        <\/div>\n        <\/div>\n        <\/div>\n<!--\/themify_builder_content-->","protected":false},"excerpt":{"rendered":"<p>Privacy Policy<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2127","page","type-page","status-publish","hentry","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Privacy Police - Martin Charbonneau<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Privacy Police - Martin Charbonneau\" \/>\n<meta property=\"og:description\" content=\"Privacy Policy\" \/>\n<meta property=\"og:url\" content=\"https:\/\/xperto-plus.devyent.ca\/en\/privacy-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Martin Charbonneau\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-16T03:55:18+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/privacy-policy\\\/\",\"url\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/privacy-policy\\\/\",\"name\":\"Privacy Police - Martin Charbonneau\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/#website\"},\"datePublished\":\"2022-10-28T06:43:47+00:00\",\"dateModified\":\"2022-11-16T03:55:18+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/privacy-policy\\\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/privacy-policy\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/privacy-policy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Privacy Police\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/\",\"name\":\"Martin Charbonneau\",\"description\":\"Courtier Hypoth\u00e9caire\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/xperto-plus.devyent.ca\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Privacy Police - Martin Charbonneau","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"en_US","og_type":"article","og_title":"Privacy Police - Martin Charbonneau","og_description":"Privacy Policy","og_url":"https:\/\/xperto-plus.devyent.ca\/en\/privacy-policy\/","og_site_name":"Martin Charbonneau","article_modified_time":"2022-11-16T03:55:18+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/xperto-plus.devyent.ca\/en\/privacy-policy\/","url":"https:\/\/xperto-plus.devyent.ca\/en\/privacy-policy\/","name":"Privacy Police - Martin Charbonneau","isPartOf":{"@id":"https:\/\/xperto-plus.devyent.ca\/en\/#website"},"datePublished":"2022-10-28T06:43:47+00:00","dateModified":"2022-11-16T03:55:18+00:00","breadcrumb":{"@id":"https:\/\/xperto-plus.devyent.ca\/en\/privacy-policy\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/xperto-plus.devyent.ca\/en\/privacy-policy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/xperto-plus.devyent.ca\/en\/privacy-policy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/xperto-plus.devyent.ca\/en\/"},{"@type":"ListItem","position":2,"name":"Privacy Police"}]},{"@type":"WebSite","@id":"https:\/\/xperto-plus.devyent.ca\/en\/#website","url":"https:\/\/xperto-plus.devyent.ca\/en\/","name":"Martin Charbonneau","description":"Courtier Hypoth\u00e9caire","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/xperto-plus.devyent.ca\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"}]}},"builder_content":"<h1 style=\"text-align: left;\"><b>Privacy Policy<\/b><\/h1>\n<p>This Privacy Policy describes how Francis Mathieu-Johnson (collectively, \"Francis Mathieu-Johnson.\", \"we\", \"us\" or \"our\") collects, uses and shares your personal information.<\/p> <p>Francis Mathieu-Johnson aims to protect your identity and the personal information you share with us. This Confidentiality Policy applies to the personal information provided when completing any contact form on our site.<\/p> <p>You can browse our website without providing us with any personal information. However, we do collect personal information in the following cases:<\/p> <ul> <li style=\"font-weight: 400;\" aria-level=\"1\">When you send a comment or question using the contact form(s) available on our website.<\/li> <\/ul> <p>We may process personal data under the following conditions:<\/p> <p>In any case, Francis Mathieu-Johnson will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of personal data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.<\/p> <ul> <li style=\"font-weight: 400;\" aria-level=\"1\">To provide and maintain our service, including to monitor the usage of our service.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">\u00a0To manage your account: to manage your registration as a user of the service. The Personal Data you provide can give you access to different functionalities of the service that are available to you as a registered user.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services you have purchased or of any other contract with us through the service.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">\u00a0To contact you: To contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">To manage your requests: To attend and manage your requests to us.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">For business transfers: We may use your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by us about our service users is among the assets transferred.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">For other purposes: We may use your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our service, products, services, marketing and your experience.<\/li> <\/ul>\n<h2><b>Retention of Your Personal Data<\/b><\/h2> <p>Francis Mathieu-Johnson will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.<\/p> <p>Francis Mathieu-Johnson will also retain usage Data for internal analysis purposes. usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our service, or We are legally obligated to retain this data for longer time periods.<\/p>\n<h2><strong>Transfer of Your Personal Data<\/strong><\/h2> <p>Your information, including personal data, is processed at Francis Mathieu-Johnson's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to \u2014 and maintained on \u2014 computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those from your jurisdiction.<\/p> <p>Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.<\/p> <p>Francis Mathieu-Johnson will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.<\/p>\n<h2><strong>Disclosure of Your Personal Data<\/strong><\/h2>\n<ul><li><h4>Business Transactions<\/h4><p>If Francis Mathieu-Johnson is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.<\/p><\/li><li><h4>Law enforcement<\/h4><p>Under certain circumstances, Francis Mathieu-Johnson may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).<\/p><\/li><li><h4>Other legal requirements<\/h4><p>Francis Mathieu-Johnson may disclose your Personal Data in the good faith belief that such action is necessary to:<\/p> <ul> <li style=\"font-weight: 400;\" aria-level=\"1\">Comply with a legal obligation<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">Protect and defend the rights or property of Francis Mathieu-Johnson<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">Prevent or investigate possible wrongdoing in connection with the service<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">Protect the personal safety of users of the service or the public<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">Protect against legal liability<\/li> <\/ul><\/li><\/ul>\n<h2>Security of Your Personal Data<br\/><\/h2>\n<p>The security of your Personal Data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect your Personal Data, We cannot guarantee its absolute security.<\/p>\n<h2>Detailed Information on the Processing of Your Personal Data<br\/><\/h2>\n<p>The service Providers We use may have access to your Personal Data. These third-party vendors collect, store, use, process and transfer information about your activity on Our service in accordance with their Privacy Policies.<\/p>\n<ul><li><h4>Analytics<\/h4><p>We may use third-party service providers to monitor and analyze the use of our service.<\/p> <ul> <li style=\"font-weight: 400;\" aria-level=\"1\">Google\u00a0<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">CallRail<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">Meta<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\">Tiktok<\/li> <\/ul><\/li><li><h4>Email Marketing<\/h4><p>We may use your personal data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt-out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email We send or by contacting us.<\/p><\/li><li><h4>Payments<\/h4><p>We may provide paid products and\/or services within the service. In that case, we may use third-party services for payment processing (e.g. payment processors).<\/p> <p>We will not store or collect your payment card details. That information is provided directly to Our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.<\/p><\/li><\/ul>\n<h3>Your Rights<br\/><\/h3>\n<p>Francis Mathieu-Johnson undertakes to respect the confidentiality of your Personal Data and to guarantee you can exercise your rights.<\/p> <p>You have the right under this Privacy Policy, and by law:<\/p> <ul> <li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request access to your Personal Data<\/b>. The right to access, update or delete the information We have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you. This also enables you to receive a copy of the Personal Data We hold about you.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request correction of the Personal Data that We hold about you<\/b>. You have the right to have any incomplete or inaccurate information We hold about you corrected.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\"><b>Object to processing of your Personal Data<\/b>. This right exists where We are relying on a legitimate interest as the legal basis for Our processing and there is something about your particular situation, which makes you want to object to our processing of your Personal Data on this ground. you also have the right to object where We are processing your Personal Data for direct marketing purposes.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request erasure of your Personal Data<\/b>. You have the right to ask us to delete or remove Personal Data when there is no good reason for us to continue processing it.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\"><b>Request the transfer of your Personal Data<\/b>. We will provide to you, or to a third-party you have chosen, your Personal Data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which you initially provided consent for us to use or where We used the information to perform a contract with you.<\/li> <li style=\"font-weight: 400;\" aria-level=\"1\"><b>Withdraw your consent.<\/b> You have the right to withdraw your consent on using your Personal Data. If you withdraw your consent, We may not be able to provide you with access to certain specific functionalities of the service.<\/li> <\/ul>\n<h2><strong>Links to Other Websites<\/strong><\/h2> <p>Our service may contain links to other websites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.<\/p> <p>We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.<\/p>","_links":{"self":[{"href":"https:\/\/xperto-plus.devyent.ca\/en\/wp-json\/wp\/v2\/pages\/2127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xperto-plus.devyent.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/xperto-plus.devyent.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/xperto-plus.devyent.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xperto-plus.devyent.ca\/en\/wp-json\/wp\/v2\/comments?post=2127"}],"version-history":[{"count":0,"href":"https:\/\/xperto-plus.devyent.ca\/en\/wp-json\/wp\/v2\/pages\/2127\/revisions"}],"wp:attachment":[{"href":"https:\/\/xperto-plus.devyent.ca\/en\/wp-json\/wp\/v2\/media?parent=2127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}